Underwriter

Auto-Owners Insurance is a top-rated insurance carrier seeking a motivated underwriting trainee to join their team. The role involves applying insurance coverage rules and guidelines to make underwriting decisions, participating in a comprehensive training program, and effectively communicating with agents and associates. Responsibilities Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program Skills Bachelor's degree or direct equivalent experience with property/casualty underwriting Ability to organize data, multi-task and make decisions independently Above average communication skills (written and verbal) Ability to write reports and compose correspondence Ability to resolve complex issues Continually develop product knowledge through participation in approved educational programs Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program Ability to work in the U.S. without current or future sponsorship Benefits Matched 401(k) Fully-funded pension plan (once vested) Medical, prescription, dental and vision insurance Associate, spouse and child life insurance Supplemental sick pay Long term disability Health care flexible spending accounts Dependent care flexible spending accounts Generous paid time off including holidays Vacation days Personal time Sick leave Parental leave Adoption assistance Discounts on personal insurance Education matching gift program A student loan assistance program A gym membership and fitness class reimbursement program Company Overview We are a team of hard working associates and local, independent agents who are proud to be among the nation's largest insurers of Life, Home, Car, and Business; and consistently ranked as a Fortune 500 company since 2002. It was founded in 1916, and is headquartered in Lansing, Michigan, USA, with a workforce of 5001-10000 employees. Its website is